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How to File Pedestrian Accident Claims: Everything You Need to Know

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Pedestrian accidents are a serious problem. In 2020, 6,516 pedestrians were killed and an estimated 55,000 pedestrians were injured nationwide.

Too often, pedestrians are injured or killed in accidents that could have been prevented. If you have been injured in a pedestrian accident, it is important to know your rights and what steps to take next.

This guide provides everything you need to know about how to file pedestrian accident claims.

Our guide will help you understand the process and what steps to take to ensure that you receive the compensation you deserve.

Read on to find out more:

Seek Medical Attention

Your health and well-being should be your top priority after a pedestrian accident. Even if your injuries seem minor, itโ€™s important to see a doctor as soon as possible.

This will not only ensure that youโ€™re on the road to recovery, but it will also provide documentation of your injuries, which will be important when filing a claim.

Gather Evidence

Take photos of the scene of the accident, as well as any injuries you sustained. If there were witnesses, get their contact information.

This resourceful information will be invaluable, as the more evidence you have, the stronger your pedestrian accident injury case will be.

Contact an Experienced Attorney

An experienced pedestrian accident attorney will know how to build a strong case and get you the compensation you deserve. They will also be able to handle the complex legal process, so you can focus on healing.

File a Claim

Your attorney will help you gather all the necessary documentation and file your claim. They will also negotiate with the insurance company on your behalf.

This is to get you the best possible settlement within the claim filing process deadline.

Get Justice

The goal of filing a pedestrian accident claim is to get justice and compensation for what youโ€™ve been through. With the help of an experienced attorney, you can make sure that happens.

How Do I File a Pedestrian Accident Claim?

If you or someone you love has been in a pedestrian accident, itโ€™s important to know how to file a claim. By following the steps outlined above, you can ensure that your case is strong.

This will see you have the best chance of getting the compensation you deserve. With the help of an experienced attorney, you can get through this tough time and get justice for what happened.

Insurance Policies That Might Pay Compensation for Pedestrian Accidents

There are a few different types of insurance policies that might provide you with compensation after a pedestrian accident case. Hereโ€™s a look at some of the most common:

  1. Auto Insurance

If youโ€™re involved in a pedestrian accident, there are a few different ways that you can be compensated for your injuries and damages. First, if the driver who hit you was at fault, their auto insurance should cover your expenses.

In many states, driversย must carry liability insurance, which will pay for their medical bills and property damage.

Even if the driver wasnโ€™t at fault, their insurance company may still be willing to work with you to reach a settlement.

Additionally, your own auto insurance policy may include coverage for pedestrian accidents, so itโ€™s worth checking with your provider to see what options are available to you.

  1. Homeowners Insurance

Homeowners insurance is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections.

These can include losses occurring to oneโ€™s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner.

Also liability insurance for accidents that may happen at the home or involve the homeowner outside the home. If the driver who hit you was uninsured or underinsured, your homeownerโ€™s insurance policy may provide coverage.

Most policies have an umbrella liability provision that kicks in when the policyholder is liable for damages that exceed the limit of their auto insurance policy.

  1. Health Insurance

Your health insurance policy should cover your medical expenses, regardless of who was at fault for the accident. If you have a high deductible, you may be able to use your health savings account (HSA) to pay for your medical bills.

  1. Personal Injury Protection (PIP)

If you live in a state with no-fault insurance laws, your own auto insurance policy should include personal injury protection (PIP) coverage. This type of coverage can help pay for your medical expenses and lost wages.

This will happen regardless of who was at fault for the accident.

  1. Uninsured/Underinsured Motorist (UM/UIM) Coverage

If the driver who hit you was uninsured or underinsured, your own auto insurance policy may provide UM/UIM coverage. This type of coverage can help pay for your medical expenses and property damage.

This will apply up to the limit of your policy.

  1. Workersโ€™ Compensation

If you were hit by a car while you were working, you may be eligible for workersโ€™ compensation benefits. These benefits can help pay for your medical expenses and lost wages.

  1. Social Security Disability Insurance (SSDI)

If your injuries are severe enough that youโ€™re unable to work, you may be eligible for SSDI benefits. These benefits can provide you with financial assistance until youโ€™re able to return to work.

  1. Veteransโ€™ Benefits

If youโ€™re a veteran who was hit by a car, you may be eligible for veteransโ€™ benefits. These benefits can help pay for your medical expenses and lost wages.

Get Help From an Experienced Pedestrian Accident Attorney

If youโ€™ve been involved in a pedestrian accident, itโ€™s important to get help from an experienced attorney. An attorney can help you understand your rights and options.

They can also help you complete the pedestrian accident claim documents toย make sure that you get the compensation you deserve.

Contact us today to schedule a free consultation with a pedestrian accident attorney in your area.

Now You Know How to File Pedestrian Accident Claims

Filing a pedestrian accident claim can be difficult, but it is worth it if you are entitled to compensation. With this guide, you should have everything you need to know about how to file pedestrian accident claims.

If you have any further questions or would like more information on pedestrian accidents, please check out our blog for more articles like this one.

 

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