Connect with us

TRAVEL

NY Car Insurance: How To Politely Sue Your Husband For $200,000

Published

on

If there were ever a way to politely sue your spouse, adding the Supplemental Spousal Liability (SSL) endorsement to your auto policy is one of them. If you are shopping NY car insurance quotes, make sure your agent includes this coverage. The SSL endorsement included on your auto policy provides bodily injury liability protection to cover the liability of an insured spouse due to their injury or death. It protects both the insured and the insured’s spouse in the event the insured is sued by his or her spouse due to the insured’s negligence.

For example, say Mr. and Mrs. Smith are out for a shopping trip and while on the highway, Mr. Smith gets a text on his cellphone.  Instead of waiting until he reaches their destination to read the text, he pulls his cell phone out of his pocket, reads the message and begins to type in a reply when traffic suddenly stops.  The cell phone distraction causes Mr. Smith to brake much too late and he slams into the vehicle in front of him.  The bad news gets even worse as Mrs. Smith suffers severe head trauma and is transported to the hospital.

What many married people in New York State don’t realize is that Supplemental Spousal Liability is there to protect them for just such a scenario.  If the Smith’s do not have the SSL endorsement on their policy, then Mrs. Smith cannot receive compensation from their own insurer. If they do have the endorsement and it’s proven that her husband was negligent for the accident, then she can sue her husband for her injuries and receive up to the limit of the bodily injury limit carried.  The use of $200,000 in the title is just an arbitrary number and really depends on the severity of the injuries, medical bills, lost wages, pain and suffering, permanent injury status, among others.

The major point is that married couples should always make sure that SSL is added to their car protection because if you don’t and you are harmed because of negligent driving by your husband or wife, you will likely not be able to receive compensation. Even the best NY insurance agency cannot require you to accept this endorsement. Depending on the extent of your injuries and the liability limit on the policy, you could be giving up hundreds of thousands of dollars or more, money that you could need to live on, money that is rightfully due to you. What’s more is that the Supplemental Spousal Liability endorsement is extremely low cost.  In fact, it’s so important that beginning in 2003, NYS mandated that insurers must notify their customers of the availability of this coverage at least once each year.

After reading this, you might be having a hard time regarding the notion of “suing your husband or wife”, just the thought of it may seem harsh.  But, keep in mind, this isn’t about getting back at your spouse, greed, or blame. It’s about receiving fair compensation from the insurance company that you pay premiums to each term for just such an event. Just as if you were negligent in a car accident that injured someone you don’t know, you would want your insurer to pay for their damage as well.  If you are married, make sure to check your policy to be certain you have this very important coverage.

Continue Reading

TRAVEL

Airfare Costs and How Travel Business Class Can Help

Published

on

If you are a frequent traveler, you may have been impacted by rising airfare costs or it may deter your travel plans altogether. In the face of jet fuel shortages and airline staff recruitment, Travel Business Class remains steadfast in providing travelers with cost-effective business class flights around the world. In fact, they can save consumers up to 60% off the skyrocketing prices. Their travel agents strive for excellence every step of the way, from finding a flight suiting your every need, to providing a flight-path that suits your needs, to negotiating some of the cheapest business class rates in the industry.

Experts recommend purchasing travel packages as one of their top tips to keep travel costs low. With Travel Business Class, you have the opportunity to book multiple business class flights at once, arrange chauffeur service or rent cars, and reserve hotel accommodations. It makes creating travel plans easier and saves you a significant amount of money. Likewise, if you have ever spent days or weeks searching for business flights, you may notice the prices can change on a daily basis. While some airlines do not offer lock-in fare options, Travel Business Class confidently offers this option for free. Feel free to take advantage of price-lock and price-match guarantees to make sure you have the best business class deals possible. With over 16,000 loyal customers and 90% repeat clients, you’re bound to be impressed by their accommodations and ticket savings. Speak with one of their agents today to find amazing flights today!

HOW TO BOOK

Call +1 (855) 787-2825 or request a free quote. Your travel advisor is waiting to assist.

WE TAKE NOTES

Each interaction is personalized with great care and attention to detail. Use your preferences to your advantage.

CHECK YOUR INBOX

Best matching itineraries at discounted fares are instantly sent via email.

CLICK AND FLY

Book securely online, receive the e-ticket, and enjoy your trip.

Continue Reading

TRAVEL

Looking to Retire in a Quiet Place? Here Are a Few to Check Out

Published

on

Is it finally that time? Looking to put your career and busy life behind you and move into something a little more relaxing? That’s an amazing milestone, so congratulations. But, where to move to? That’s now the ultimate question in your mind. You have endless options, so no one can blame you for feeling a little overwhelmed. 

Thankfully, we are here to help and give you a few ideas for where you might call home next. Everyone has different wants, so while not everywhere here will be the best place for you, at least one of these options should be exactly what you’re looking for.

Collingwood

If Ontario is home to you, but you aren’t married to anywhere within the province in particular, consider Collingwood as the foundation to your new relaxing life. If you love spending time outside, you’ll be happy year around here with the options for skiing during the winter and great beaches for when the summer rolls around once again.  

Just because you are looking for somewhere on the quieter side doesn’t mean that you want to be alone and without a few new friends. You’ll be among the like-minded in Collingwood, as it’s unofficially becoming quite the place for the over 55 crowd. As of 2020, people over the age of 65 are making up nearly 30% of the population. 

St. Albert

While Edmonton is wonderful in its own right, it’s understandable that we all get to a point where we’ve had enough of the city life. Just because we are feeling that way, doesn’t mean we want to go all that far either. Find your perfect piece of St Albert real estate and relax in comfort knowing that the city is there for whenever you might want it.

If you’ve got family or friends in the city, you’ll only be around 30 minutes away so a visit with a loved one is never out of the question. With that comfort, you’ll be able to easily enjoy all the benefits of small town living, from the local farmers market, to the St Albert Botanic Park and the  Lois Hole Centennial Provincial Park. Having access to all that nature, and therefore peace, is sure to melt years of stress right away. 

Canmore

When some of us say quiet, we mean it. Nothing wrong with neighbors here and there, but what better way to get away from the world than by spending all the time you can in National Parks? Yes, they are a tourist attraction, but get just a few minutes away from the parking lot, and into nature and you’ll have all the alone time you can want. If Canmore is on your list of options, you’ll have not one, but several options when it comes to National Parks in proximity to your new home.

In addition to that, you’ll only be 50 miles away from Calgary meaning that anytime you want to be part of the world again, and seeing those Flames play, it’s only going to be around an hour drive to do so.

Continue Reading

TRAVEL

Places To Visit In Goa

Published

on

If you’re thinking about taking a holiday, there’s no better place to go than Goa. It is said to be the most important aspect in making any strategy. It is regarded as such a great location that no one would want to pass up the opportunity to see it. Goa has a distinct atmosphere due to its diverse climate and natural beauty. In such a case, it is critical to make the most of the journey. If you want to get the most out of your trip to Goa, you should go to some of the top places there. Let’s take a look at some of the top things to do around the Grand Hyatt Goa.

These places will highlight Goa’s culture and tradition. They will portray the history as well as other aspects of art and architecture. This post has compiled a list of the most spectacular sites to see in Goa for the benefit of visitors. It will make travel plans much easier for them. Visiting these excellent places to explore near Goa grand Hyatt will give your trip to Goa a sense of adventure.

About Goa

Panjim, Goa’s capital city, is situated in the middle of the state and overlooks the tranquil Mandovi River, which is home to the state’s famous floating casinos. The city is served by an international airport, and highways and trains connect the north and south regions of Goa. Goa’s coastline, which spans for over 100 kilometres, is lined with lovely beaches. Anjuna and Arambol are popular with international visitors, whereas Baga and Calangute are more popular with Indian families. The beaches in South Goa are less well-known, yet some, such as Agonda and Palolem, are very beautiful.

Goa, India’s smallest state, is known for its endless beaches, great nightlife, distinctive seafood, and UNESCO World Heritage-listed architecture. Goa is a small state in the Konkan region that spans approximately 3,702 kilometres. It’s not a hippy commune or a beach getaway, but it is one of the few locations open 24 hours a day, seven days a week.

Mangeshi Temple

This is a well-known and ancient Goa temple. This location is quite well-known. The temple is devoted to Lord Ganesha and is lavishly embellished with exquisite art and architecture. Beautiful bronze and copper objects may be found there. Marble pillars support the structure. This shrine is encircled on all sides by Tulip Gardens.

It is one of the most important historical examples that demonstrates the splendour of ancient art and architecture. On the grounds of the temple, Goa music is always being performed. This is the ideal spot to spend your evening at. Around this temple, there are several cafes and cafeterias from which to choose.

Tito’s neighbourhood

This is one of the most amazing venues to hang out with your pals in Goa. This is the ideal venue to go clubbing and have a good time with your pals. This particular site is considered Goa’s premier position, and it has evolved into a party hotspot over the last decade. This location has a fantastic atmosphere. You may use the facilities for dancing and consuming delectable meals. This location is ideal for couples and groups of friends. The level of security they provide is incredible. It is one of Goa’s most exciting nightlife destinations. They also provide a variety of foreign cuisines and fantastic mocktails. This is a location that you must visit on a regular basis. It might cost up to a thousand rupees.

Anjuna Beach is a popular tourist destination in Goa

There’s no sense in going to Goa if you’re not going to the beach. It is situated on the Arabian Sea’s west coast. This is a popular tourist destination for both domestic and foreign visitors. You may spend your time on this beach while sampling Goa’s delectable and traditional cuisine. The sunset over the beach is spectacular. Beautiful white sand may also be found on this beach. This is regarded as the ideal location to visit during sunset.

You may also go to this location to experience the nightlife. It is tastefully designed with quiet music and soft lighting to create the ideal atmosphere. At this beach in Goa, you can also enjoy the greatest DJ experience.

Calangute Beach

This is Goa’s most expansive beach. It’s sometimes referred to as the “Queen of Beaches.” This beach is even included among the top ten beaches in the world because of its wonderful ambiance. Due to its breathtaking beauty, you cannot afford to miss this beach at any cost. For every visitor and tourist, this breathtaking environment is a sight to behold. This location’s atmosphere is so laid-back that you’ll see street sellers and various sorts of street shoppers offering you beer. This establishment has a superb selection of mocktails.

Around the shore, there are often lively markets selling rubbish jewellery and relics. This beach is surrounded by a large number of coconut palms. People come to this beach with their friends and family to see the beautiful sunset. This beach is surrounded by several hotels and resorts. It is one of the busiest areas in Goa. At this location, you may also go on a Jet Ski or a banana ride. At whatever cost, you will love your vacation to this location.

Dudhsagar

On the Goa-Karnataka border, this is one of the most spectacular waterfalls. It is situated on the other side of the Mandodari River. This falls is believed to be one of India’s highest waterfalls. It’s a great place to go for a picnic with your friends and family. This location also provides the opportunity for trekking. In addition, this location allows you to explore Castle Rock in Karnataka.

Conclusion

During the evening, you may even go camping across this gorgeous waterfall. This is surrounded by a lush forest with big trees and coconut palms. It is completely encircled on all sides by cliffs and mountains. As a result, it is regarded as one of the most captivating locations.

 

 

 

 

Continue Reading

Trending

%d bloggers like this: